Why Doctor Loan Can be Good for You?
Posted by anujkrpandey on June 30th Toby Alderweireld Hotspur Jersey , 2017


Dr. Suresh Thakur was an experienced ophthalmologist. He had dedicated many years of life to the service of the poor and worked in rural hospitals. He was however quite unhappy with the quality of healthcare that the rural population received. As a result, he decided to start his own hospital in the village that he had made his home for over the last 15 years. He applied for a doctor loan from Bajaj Finserv. Since he comfortably met the income criteria of Rs 40,000 a month, the loan was sanctioned quickly.




He is now the proud owner of the first ever eye hospital in the village.


The Usefulness of a Doctor Loan


As a doctor, you can take the Doctor Loan and meet a number of your professional goals. You can setup your own practice or buy additional equipment for an existing clinic. The doctor loan can indeed prove to be very good for you. Take a look at the ways in which such a loan can help you out:


Start a Clinic: Many doctors wish to become self-employed. However noble the notion be, setting up a clinic still is a very expensive process. This is where a doctor loan comes in handy. You can use the loan amount to rent or buy a property and get all the other things you need to start the clinic. The loan acts as a financial backbone for your new venture.


Expand a Practice: Let’s assume you have a clinic. But you want to grow your business and extend the clinic into a polyclinic. You may then need to arrange for a larger space, hire a team, get more equipment, apply for licenses and also advertise about the new place in the local media. You might need a solid financial backing to complete these tasks. A doctor loan can become your perfect solution yet again.


Procure Medical Equipment: Whether you are starting or expanding a practice, you will need to buy the medical equipment needed to run the place. An X-ray machine costs close to Rs.7.5 lakh and an operating table may cost you close to Rs.1 lakh. You can easily opt for a doctor loan and get the needed finances to buy these essential equipments and other such medical instruments.


No collateral: Bajaj Finserv offers Doctor Loans that are unsecured. You do not have to worry about arranging collateral for the loan. You can simply show the required documents and a good credit score and the loan will be yours. This makes the loan approval process really simple and convenient for you.


Online Access: You can apply for the loan online, at any time of the day or night. If you meet the eligibility criteria, lenders approve your loan in a matter of hours. You can start using the loan money to meet your professional targets. You can also access your loan account online at any time thereafter and keep a tab on the remaining principal, upcoming EMIs, etc.


In a nutshell


The Doctor Loans from Bajaj Finserv are extremely good for you. They help you in setting up a practice and become self-employed. And since the loans are so uncomplicated, it becomes very easy to you to apply, get the loan and repay it too. With so many features and benefits, the doctor loans are one of the best kinds of professional loans available these days. Apply for one if as a doctor you are looking to finance your own medical business.

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